I spoke to Alice who told me of the existence of “navigators”, live people who are available throughout the country to talk or meet with subscribers. I found one in my area (Suffolk county), who walked me through the various options and gave me some real advice and suggestions. So I signed up for a multi-state PPO with only a $1,500 deductible for $70 a month after my credits! The plan pays at least 50% of medications and doctors visits before the deductible is met. Of course, without knowing about these navigators I would still be floundering – I was originally looking at a $6,000 deductible plan for $50 per month. So for an additional $20, I got a much lower deductible and pretty much the same benefits and for a 26 year old that is perfect!
We need to get the word out about navigators. They really can make all the difference to a successful sign-up or not.
Scroll down for an earlier post of free navigators in Suffolk county!
These testimonials are powerful rebukes to the Obamacare naysayers. The more insured the better off our health care system will be.