Key Benefits of the Health Care Act

  • Ends Lifetime Limits – no caps
  • Ends Discrimination for Pre-Existing Conditions
  • Keeping Health Care Costs Lower & reducing deficit by >$100 billion over ten years
  • A Victory for Women’s Health
  • Tax Credits for Small Businesses
  • Expanded Medicare Benefits: Preventative services; Elimination of doughnut hole
  • Young People Can Stay on Parents’ Insurance until 26
  • Children with Pre-Existing Conditions Cannot Be Denied Insurance
  • Preventative Care Without Co-Pay or Deductible

Here is an example.  How does this affect me, personally?

  1. my 91 year old mother in law has seen her doughnut hole decrease already!  And she hasno co-pays for preventative care.
  2. my daughter born with a congenital condition can not be denied insurance
  3. I won’t have a copay for my next colonoscopy (preventative care to screen for colon cancer)

Now it is your turn: you figure out how you benefit! 

and please post your results here!

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About D. Posnett MD

Emeritus Prof. of Medicine at Weill Cornell Medical College
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2 Responses to Key Benefits of the Health Care Act

  1. Eric Bartky, MD says:

    Making sure that mental health conditions are treated equally with other medical health conditions is essential. At present mental health care benefits are not covered/reimbursed as well as medical illnesses are and have more restrictive caps.

  2. docs4bishop says:

    Good point. The question is addressed in
    “The Mental Health Parity and Addiction Equity Act of 2008”

    The Mental Health Parity and Addiction Equity Act of 2008 (MHPAEA) supplemented the Mental Health Parity Act of 1996 (MHPA). Generally, MHPAEA requires that the financial requirements and treatment limitations imposed on mental health and substance use disorder benefits cannot be more restrictive than the predominant financial requirements and treatment limitations that apply to substantially all medical and surgical benefits.(2) …

    Q8: After the amendments made by the Affordable Care Act, are small employers still exempt from the MHPAEA requirements? How is “small employer” defined?

    Yes, small employers are still exempt. … continue to define a small employer as one that has 50 or fewer employees.

    This is not ideal. If you patient works for a small business (not uncommon in our area) their mental care may be less well covered…

    Here is my source:
    http://www.dol.gov/ebsa/faqs/faq-aca5.html

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